You've spent years asking how much. The better question is what it's all for.
Most financial planning answers how much do I need. We answer what is the money actually for. ANCHORY starts with your years and what they are for, then builds the plan and the portfolio that fund them. We call the practice Life Architecture.
Why we start hereThe deeper risk is not only running out of money.
It is running out of years before you have used your money well. A plan must defend against both. Time is not interchangeable: the first decade after you slow down is not the same as the last. High-energy years are worth more than the years that follow.
Running out of money.
Every plan defends against this one.
Running out of years.
Almost none defends against this one. Ours starts here.
Start with the only two numbers that matter.
Not your balance. Not a projection. Your age today, and the age at which you expect your body to meaningfully slow. Be honest. Think of your parents. Think of your own health.
You now hold a number most plans never ask for: the high-energy years that are yours to use. Keep it. The Time Inventory turns it into a map, the exercise every ANCHORY relationship begins with.
See the whole methodThe whole method, start to finish.
Seven stations. The human work comes first; the technical work exists to serve it. An honest conversation, and a clear next move at the end of each one.
- 1Before anything
The first meeting
45 minutes · video, phone or the office in The ColonyBring the one question you most want answered. A short pre-read arrives the night before. Nothing is sold in it, nothing has to be decided in it, and there is no asset minimum to sit in it.
You leave with: an honest fit call, said in the room. - 2Your map
The Time Inventory
A free worksheet · about twenty minutesHow many high-energy years you have, and what they are for. You can start it today, on your own. It is the exercise every relationship here begins with.
You hold: a number most plans never ask for. - 3The Reframe
Session One
Two hoursThe question comes first, in your words, before a single projection: what the money is for. The years, the people, the plans, and the ones you haven't said out loud yet.
You leave with: a first draft of what it's all for. - 4The Reframe
Sessions Two to Four
We map what it's forYour time, the decade ahead, and the commitments worth protecting. The hard calls get decided on paper, while things are calm, so the market never decides them for you.
You leave with: the map the plan is built on. - 5The founding document
The Life Anchor
Written in your own wordsWhy you're here, how your time is spent now, and what the next decade is meant to hold. Every later decision is checked against it.
- 6The funded plan
The Deployment Plan
What to do, in what order, and whyYour Life Anchor turned into funded decisions: guardrails, protection, portfolio structure, and a calendar. Each part of the money gets a job and a date.
- 7The ongoing rhythm
The cadence
It never closesRegular reviews, commitments tracked, owners named, and an annual return to what it's all for. Quarterly in Foundation, monthly in Flagship.
FoundationquarterlyFlagshipmonthlyBothannual re-anchoring
You can stop after any step. Each one is decided on its own, in the room.
Picture what it's forThe market drops. You don't flinch.
Because the rules for that morning were written on a calm one. That is what the Deployment Plan is for. Nothing has to be decided today.
Two ways we work togetherOne of these is already you.
Same work, two rhythms. The difference is where you are, not how much you're worth.
Quarterly, for the building years.
We set the architecture early, then meet each quarter to keep it true as your income and your life grow. Typically mid-career, earning well, and wanting a plan with a reason behind it.
See FoundationMonthly, for established wealth.
A closer cadence across structure, protection, and the people who depend on it. A limited number of new relationships each year. Typically has the assets in place and wants them to mean something.
See FlagshipThey are not a ladder.
The first meeting decides which, if either. You can stop after any step, and the honest answer is said in the room.
No fee figure here on purpose: the schedule is in Form ADV Part 2A and is stated plainly in the first meeting. There are no commissions.
The person behind the work
It usually takes a scare to do the math. Here it is without one: you are the youngest and healthiest you will ever be again.
Sit with people near the end of their lives and the same regrets keep surfacing. I worked too hard. I waited for a someday that never came. I didn't enjoy it while I had it.
The work is aligning time, health and money, while you still have all three. That's why ANCHORY is built around your life, not your balance.
Know what your wealth is for.
Forty-five minutes. One question, yours. Nothing sold, nothing to decide in the room, no asset minimum.
