You've already built it. Now it should mean something.
An ongoing wealth-management partnership for established wealth with more moving parts. The full Life Anchor and the Deployment Plan, held on a monthly cadence, re-anchored every year.
Who Flagship is for
Flagship is for the years after the building.
The wealth is largely made: a long career, a business sold or about to be, decades of saving. The question has changed. It is no longer how much. It is what the years are for, and what the money should do about it.
More moving parts than a quarterly meeting can hold.
Accounts, entities, property, a concentrated position, a family with its own questions. Someone has to hold the whole picture, every month.
The next decade matters more than the balance.
You would rather spend the high-energy years on purpose than defend a number.
One person, not a department.
Niels Buksik, a CFP® professional and fiduciary financial advisor, does the work himself. The same person is in every meeting, every month.
Twelve weeks to two documents. Then a cadence that does not stop.
Three phases build the two documents that anchor everything. Then the year starts turning.
The reframe.
We surface the gap between the years you have and how you are using them. The answer becomes the spec for everything that follows.
The Life Anchor.
Six to eight pages, in your voice. Why we're here, your time inventory, decade map, legacy intentions, the reframe, your commitments.
The Deployment Plan.
Fourteen to eighteen pages. The engineering: guardrails, a funded decade map, stress tests, a deployment calendar, and the portfolio behind it.
Two documents. Yours to keep.
The Life Anchor holds the why. The Deployment Plan funds it. This is what lands on your desk.
The Life Anchor
Six to eight pages. Six sections.
- Why we're here
- Time inventory
- Decade map
- Legacy intentions
- The reframe
- Commitments
The why of the work, in your words, not ours.
The Deployment Plan
Fourteen to eighteen pages. Nine sections.
- Reframe restated
- Two layers of protection
- Funded decade map
- Spending target and guardrails
- Stress tests, including the one you named
- Deployment calendar: the next six months, dated
- Portfolio construction
- Glossary
- What happens next
The engineering that funds what you named.
Section names shown as they appear in the documents. No client's document is shown or described here.
Refined monthly. Reviewed quarterly. Re-anchored yearly.
The cadence is the discipline that keeps the plan alive instead of filed. Twelve monthly touchpoints, quarterly reviews, and a half-day each year to re-examine the decade map.
Commitments
Are we doing what we said?
Spending
Where the money went.
Drawdown
Pace, guardrails, adjustments.
Full re-anchor
A half-day. The decade map re-examined.
12 monthly · 4 quarterly · 1 annual
Every re-anchor walks the whole house.
Once a year the plan is reread against six questions. Most firms treat each one as a separate meeting, or someone else's job.
Tax
Where next year's bill can be shaped, in step with your CPA.
Insurance
What is covered, what is not, and what has quietly lapsed. Reviewed, never sold.
Investments
The portfolio checked against the plan it is meant to fund, not against an index.
The business
If you own one: its place in the plan, its exit, its successor.
Giving
What you want to give, to whom, and the cleanest way to do it.
Estate
Wills, trusts, titles and beneficiaries, read against what you said the money is for. In step with your attorney.
ANCHORY does not prepare tax returns, draft legal documents or sell insurance. Recommendations are coordinated with your CPA and attorney.
What it is notHonest limits, stated up front.
What a firm declines tells you more than what it promises. Flagship is not:
A product with a login.
It is a working relationship, held by one person, on a monthly cadence.
A portfolio first.
The portfolio is built last, to fund what the two documents name. The question comes first, every time.
A ladder from Foundation.
Two engagements, not two tiers. The first meeting decides which fits, if either.
Open to everyone.
A limited number of new relationships each year, so the monthly cadence stays real for the people in it.
A page with a price on it.
The fee schedule is in Form ADV Part 2A and is stated plainly in the first meeting. One fee, no commissions.
The market drops. Your Tuesday doesn't change.
The guardrails were written in a calm year, in a document with your name on it. Nothing has to be decided today, because it was decided then.
What happens nextThree steps. The first takes forty-five minutes.
Nothing is sold in the first meeting. Nothing has to be decided in it. There is no asset minimum to sit in it.
Book the first meeting.
Forty-five minutes, by video, phone or at the office in The Colony. Bring one question. A short pre-read arrives the night before.
Say what it's for.
In your words: the years, the people, the plans. Before any spreadsheet.
Get an honest answer.
Flagship, Foundation, or neither yet. Said in the meeting, not after.
One question, yours.
Forty-five minutes. Nothing sold, nothing to decide in the room, no asset minimum. Flagship, Foundation, or neither yet, said before you leave.
